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LexLoc. Your financial flexibility solution.
Take control of your business's financial future. The Lexington Line of Credit gives you flexible access to capital, so you can grow and say yes to new opportunities.
What is LexLoc, and how does it work?
The LexLoc (Lexington Line of Credit) is a revolving credit line that gives businesses flexible access to working capital when they need it most. Draw funds as needed, repay, and reuse, with continuous support and no delays.
It's ideal for managing cash flow, covering operating expenses or handling unexpected costs, and it's built to support businesses at any stage, with minimal barriers to qualification.
Why owners choose it
- Draw funds as you need them. No lump-sum pressure. Access capital when an opportunity arises or a cash-flow gap hits.
- Pay interest only on what you use. You're not on the hook for capital sitting idle.
- Revolving structure. As you repay, your line resets, so you always have runway ready.
- Co-signer friendly. Our banking relationships let us structure deals traditional lenders won't quote.
Appio Fragoletti, Director of Banking Relations, breaks down how LexLoc keeps your business moving.
Step into financial freedom.
Tailored support for every industry. LexLoc is your key to fast, flexible funding, built to fuel growth, smooth out cash flow and put you in control.
- Build relationshipsBuild trust with major banks, leading to higher limits and future funding opportunities.
- Only pay for what you useAccess funds whenever you need them and pay interest only on the amount you withdraw.
- Higher funding limitsSecure financing structured to give you the maximum funding available.
- Flexible revolving creditAccess funds repeatedly as you repay, with your limit resetting for continuous use.
- Any stage of businessMinimal barriers to qualification, whether you're starting fresh or expanding.
- A person, not a portalA dedicated Business Relationship Manager handles your line from first call to funded.
LexLoc questions.
Didn't find your answer? Call 888-351-8024 or email Info@lexingtoncapitalholdings.com.
What makes LexLoc different from a regular line of credit?
LexLoc is our flagship revolving line. You draw only what you need, pay interest only on what you use, and the line resets as you repay. It has minimal barriers to qualification, and our banking relationships let us structure co-signer friendly deals that traditional lenders won't quote.
How fast can I get funded?
Many business owners are matched with funding options in as little as 24 hours, and same-day funding is possible for qualifying businesses. SBA 7(a) and 504 loans take longer, often several weeks, because of the documentation involved. SBA Express approvals typically come back within 36 hours.
My bank said no. Can you still help?
Often, yes. A bank's "no" usually means the wrong road, not the end of it. We evaluate your business on its potential and trajectory, not just a credit box, and a deal that fails at one lender may be a perfect fit for another. Starting the conversation means no credit pull and no obligation.
Is Lexington a direct lender?
No. Lexington Capital Holdings is a financial marketplace and brokerage. We work with a network of roughly 75 alternative lenders alongside national and regional banks and credit unions to match your business with the right solution. Loan terms, rates and approvals are determined by the lending institutions.
Ready to open your line?
Tell us what you need and a Business Relationship Manager will reach out. Starting the conversation means no credit pull and no obligation.
29 Business Relationship Managers, plus our SBA, banking and processing teams, work your file from start to funded.